Drive Your Business and Lifestyle Forward with Smart Financing
Whether you’re upgrading your vehicle, investing in electric vehicles, or purchasing essential equipment, the right finance solution can help you move forward with confidence. Car and asset finance provides flexible funding options to help you acquire what you need—without tying up your cash flow.
At Wealth Plus Lending, we specialise in structuring tailored finance solutions for individuals, employees and businesses, ensuring you secure the right loan to suit your needs and objectives.
What Is Car & Asset Finance?
Car and asset finance is designed to help you fund the purchase of:
- Personal vehicles (cars, utes, SUVs and electric vehicles)
- Business vehicles and fleets
- Equipment and machinery
- Commercial assets and tools
- Technology and office equipment
Finance solutions can be structured for:
- Personal use, business use or salary packaging
- New or used vehicles and assets
- Sole traders, employees, companies and trusts
- Flexible repayment terms aligned to your cash flow
With access to a wide range of lenders and finance options, we tailor solutions to suit your financial position and long-term goals.
Benefits of Car & Asset Finance
Preserve cash flow
Avoid large upfront purchases and keep your capital working in your business or investments.
Flexible loan structures
Choose from fixed or variable rates, balloon payments, or customised repayment schedules.
Fast access to funding
Streamlined approval processes allow you to secure vehicles or equipment quickly.
Potential tax benefits
Business-use assets and certain structures may provide tax advantages, depending on your circumstances.
Upgrade with confidence
Access newer, more efficient vehicles or equipment to improve performance, reliability and productivity.
Electric Vehicles (EV) Finance
Electric vehicles are becoming an increasingly popular and cost-effective option for both individuals and businesses. Financing an EV can provide:
- Lower running and maintenance costs
- Reduced environmental impact
- Access to government incentives (where applicable)
- Potential tax advantages under certain structures
We can help you explore tailored finance options for electric vehicles, including structures that maximise efficiency and affordability.
Novated Leasing
A novated lease is a popular salary packaging solution that allows employees to finance a vehicle using pre-tax income through their employer.
Key benefits include:
- Potential tax savings through salary packaging
- Simplified budgeting with bundled running costs (fuel, servicing, insurance)
- Flexibility to choose your preferred vehicle, including electric vehicles
- Convenience with repayments managed through your salary
Our team can guide you through the process and help determine if a novated lease is the right option for your situation.
Types of Car & Asset Finance
- Chattel Mortgage – Ideal for business use, with ownership from day one and potential tax benefits
- Commercial Hire Purchase – Structured repayments with ownership at the end of the term
- Finance Lease – Use the asset while the lender retains ownership, with flexible end-of-term options
- Novated Lease – Salary packaged vehicle finance through your employer
- Personal Car Loan – Simple and flexible solutions for personal vehicle purchases
We’ll help you choose the most suitable structure based on your needs and financial position.
How Wealth Plus Lending Can Help
At Wealth Plus Lending, we make car and asset finance simple and efficient. Our team can:
- Assess your borrowing capacity and finance options
- Recommend the most suitable loan structure
- Compare lenders to secure competitive rates and terms
- Manage the application and approval process on your behalf
- Provide ongoing support as your needs evolve
We take the time to understand your goals, ensuring your finance solution supports both your immediate needs and long-term strategy.
Get Moving with the Right Finance Solution
Whether you’re purchasing a vehicle, transitioning to an electric car, upgrading business equipment or exploring a novated lease, the right finance can help you move forward with clarity and confidence.
Contact Wealth Plus Lending today to explore tailored car and asset finance solutions designed to suit your needs.
